What Are Discount Dental Services and Are They a Good Way to Save Money?

Too many people neglect their dental care and put off a trip to the dentist for a number of different reasons. One of the biggest reasons is because of the cost involved. A lot of people don’t have any kind of dental coverage and paying for services 100% out of pocket is very expensive. In this article we’re going to discuss exactly what a discount dental plan is, what is covered, and how it can save you money.

Discount dental services are not insurance by definition. They’re more like a discount membership plan. You pay your monthly membership fees and you are given a card that you can present to your dentist for reduced rates on various services and procedures. These types of plans provide discounts on just about every conceivable service a dentist will offer from routine cleanings to root canals and some plans will even provide reduced rates for cosmetic procedures.

These types of plans can save you a substantial amount of money because they allow you to get discounts of up to 60% or more on the dental procedures you might need. Plans are available for less than $7 per month for an individual and less than $11 per month for families. This is substantially less than a typical insurance policy would cost. If you do happen to have dental insurance provided by your employer you may be able to use a discount membership along with your insurance for additional savings.

Dental memberships have a number of other advantages over a traditional insurance plan. There is no waiting period so once you sign up you can visit the dentist immediately. No one is denied acceptance into the plan so even if you have pre-existing conditions you can sign up, visit the dentist, and get the care you need at a reduced price. There are no complicated claims forms to fill out. One of the biggest benefits is that there are no coverage limits. Many insurance policies will have a limit of $1500 and if you require additional services after your insurance provider has paid out this sum they will not pay anymore and you would be responsible to pay for any additional services 100% out of pocket. This is not the case with discount dental service plans. With these types of memberships you can get the same reduced rates no matter how many procedures you need.

Dental care can be very expensive but it is also very important to make sure you don’t neglect your teeth. There are affordable options out there to people that do not have a benefits package through their employer that would pay for dental care. As you can see there are a lot of benefits to discount dental plans and if you need an affordable way to get your family proper dental care you may want to look into these types of memberships.

Dental Service Plan – Get the Best Plan and the Best Rate

Looking for a dental service plan? Want to get the best plan with the best rate? Here’s how to find it.

Dental Service Plan

Dental service plans, also known as discount dental plans, are an inexpensive alternative to costly and restrictive dental insurance.

Dental service plans save you money on dental care. You get 10% to 60% discounts on dental procedures including exams, cleanings, fillings, crowns, extractions, root canals, bridges, braces, dentures, and periodontal and cosmetic dentistry.

You can choose from 32 regional and nationwide networks with more than 100,000 participating dentists and dental specialists.

Dental Service Plan Highlights

* You get immediate coverage. There are no waiting periods as there are with dental insurance.

* Premiums are cheap, with individual plans starting at $79.95 a year – less than $7 a month.

* There are no exclusions for preexisting conditions or health restrictions like there are with dental insurance.

* There are no deductibles or coinsurances to pay.

* You get unlimited benefits. There are no annual maximums like there are with dental insurance.

* There are no lengthy forms to fill out or paperwork hassles to deal with.

* You can see a dental specialist without having to get a referral.

Where to Get the Best Rates

The best way to get the best dental service plan and the best rate is to go to a dental comparison website where you can compare the rates and benefits of a number of different plans. If you like a particular plan you can sign up online.

The better comparison sites offer a toll-free telephone service where you can talk with a dental plan specialist and get answers to any questions you may have. (See link below.)

Interesting Facts About Dental Services

The Australian Institute of Health reveals that approximately $8.3 billion was spent on dental services during 2011-12. That’s more than double the expenditure in 2001-02, which stood at $3.7 billion. Certainly, there should be significant benefits derived from such dental care, since people are spending more and more on these services.

Well, here are some interesting facts about dental care, including the benefits derived from it.

How Important Is Dental Care?

If you thought oral health is simply about getting a sparkling smile, you’re completely mistaken. What you may not realize is that the impact of poor oral health can actually constitute a silent epidemic. Indeed, oral diseases can greatly impact many seemingly benign roles in your life, including: eating, sleeping, work and socializing.

The US Department of Health and Human Services clearly illustrates the impact of poor oral hygiene. Oral diseases can potentially hinder swallowing, chewing and sleep; while disrupting sleep as well as productivity. Commonly, affected persons end up with tooth loss. This can impact much more than your physical appearance, since a 1992 study by Locker revealed that compromised nutrition and deteriorating diets are a direct consequence of tooth loss.

Pain and infection, as well as destruction of soft tissue within the mouth, or even death (in rare circumstances) are all consequences of poor oral health. Undeniably, such occurrences would greatly impact your self-esteem, as well as social and psychological wellbeing. Therefore, oral care is a fundamental component in preserving your quality of life and overall health.

Economic Impact Of Oral Health Issues

Summing up the overall impact of poor oral health on individual Australians produces a much more startling picture. According to a 2001 report by the Australian Health Ministers’ Advisory Council (AHMAC), the economic impact of dental caries was comparable to both heart disease and diabetes. In fact, dental caries took the second position when ranking the most costly diet-related diseases within Australia.

Who Is Qualified To Offer Dental Service?

The Australian Dental Association (ADA) provides clear guidelines concerning the qualifications necessary for practicing dentistry. To be sure that you’re getting the best care possible, you must check that your dentist fully complies with such requirements. One of this is the fact that medical professionals must be registered within the state where they’re practicing dentistry.

Any medical professional practicing dentistry should also possess a Bachelor of Dental Surgery or Bachelor of Dental Science qualification. Such qualifications are typically from Australian, United Kingdom and New Zealand universities. In certain cases, foreign graduates can still practice dentistry, as long as they reside within the particular state in which they practice and hold visas approved for employment.

What Can Be Done Apart From Dental Care?

Obviously, no one should just leave all the responsibility for his/ her oral care to medical professionals. Each individual should practice good oral habits that foster healthy teeth, which might even reduce the need for dental visits. Such simple measures as water fluoridation can help protect your dental health. In fact, a 2002 report by the Department of Human Services reveals that for every $1 investment in water fluoridation, between $12.6 and $80 savings are made in dental treatment costs.